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Sex, politics and American culture are mixed into a combustible combination in Now & Later. Angela is an illegal Latina immigrant living in Los Angeles who stumbles across Bill, a disgraced banker on the run. She takes him in. Through passionate sex, soul-searching conversations ranging from politics to philosophy, and other worldly pleasures, Angela introduces Bill to another worldview. As their affair heats up, the course of Bill's life begins to take an abrupt and unexpected turn.
The story follows Gale as she has a brief affair with pool cleaner Adam, but quickly turns down his continued advances. Insulted at being rejected, Adam starts dating Gale's high school age daughter Becca, using her as an unsuspecting pawn in a twisted game of revenge.
Cassie works as a teller at the bank where her mother is the branch manager. When the bank is robbed, Cassie is taken hostage. She soon finds out that the bank robbers are teenage girls, one of whom is her best friend, Abbie. In this propulsive real time, ticking clock thriller, as the girls are on the run from the police, we learn that the real motivation behind the robbery is something unexpected.